02. Is Character Folio a character generator?

Not really. Character Folio will set up a few things for you when you start a new character (dependent on the character sheet) but rolling the dice, figuring out your scores, etc, that's all up to you. Personally, we like sitting at table and rolling 4d6 or figuring out what points go where so we made the decision to not put that sort of auto-calc into the Character Folio.